My friend has approached me with a concern of his. A long time friend of his is requesting a substantial size loan and my friend is a little hessitant in granting this loan because he knows his friend has had some rocky times financially in the past. But because of their friendship he wants to keep a very low profile on researching any history of credit and possibly a second or third mortgage that his friend may already have on his house. it is a sticky situation and I really dont know what to tell him. From what we hear the registration of mortgages is public record at the town hall where the mortgage was recorded. but what we do not know is whether the home owner is alerted to the fact that someone has asked to see the record. What I am asking is does anyone know for SURE if public mortgage records are examined if the home owner is alerted to the fact that someone or some company has either viewed the public record or has requested that they review the public record. when a company checks your credit history with TRW or EQUAFAX etc in or to consider granting you credit their inquirery is noted on that persons credit history. The name of the company etc that requested the information is listed. Although the owner of the credit history may not find out simply since they may not request a copy of their credit report the record is noted. I need to know if the same is done if someone checks on someone's mortgage record. My friend is hesitant in loaning the money as I said but does want to help his friend in need, only he must be careful #1 not to expose himself too much and #2 keep friendship levels where they are at present because there are other reasons too such as family involved etc etc etc.Does anyone know for sure how this works and if so is it country wide or does each state govern how this works.Thanks for your help.