Katie;Where is Kent... UK, US?Is an Incapacity Benefit provided by an insurance company or the government?I just recently qualified for long term disability provided by my insurance company. My physcian filled out the insurance forms with a primary disability of depression and a secondary problem of a bowel disorder.While my insurance company has come back to me with questions about why the primary problem has received more attention that the secondary problem, they have still authorized the claim. I suppose I'm lucky that my case worker has had some experience with IBS and is sympathetic with the condition.What I'm suggesting is that if you are suffering from depression or anxiety, your claim provider my be able to relate to that better than IBS.